Massachusetts PIP & Chiropractic Coverage in Somerville

Eligible accident-related chiropractic care may be covered through available auto insurance benefits. Coverage depends on the policy, remaining benefits, and whether the services meet coverage requirements. Our team can help review your information and explain billing arrangements.

Personal Injury Protection, or PIP, provides up to $8,000 per person in combined benefits for eligible expenses, which can include medical care, certain lost wages, and replacement services, subject to policy terms. Benefits may be available regardless of who caused the accident.

When applicable health insurance is available, PIP generally pays the first $2,000 in medical expenses before coordinating additional bills with that health plan. The full $8,000 is not a separate medical allowance in addition to other PIP benefits. Our team can help you understand the billing process for your situation.

Eligible drivers and passengers may qualify for PIP benefits after an accident. Pedestrians and bicyclists injured in a collision involving a motor vehicle may also qualify. The applicable coverage depends on the circumstances and policy terms. Contact our office with your accident and insurance information so we can help explain the billing process.

Health insurance may help pay for accident-related care, but it is not always the first or only source of payment. In Massachusetts, PIP and applicable health insurance coordinate benefits. PIP generally pays the first $2,000 in medical expenses before additional bills are submitted to the health plan. Depending on coverage, remaining PIP benefits may help with eligible expenses the health plan does not pay. Our team can help coordinate this process.

Optional Medical Payments coverage, often called MedPay, may provide additional coverage for eligible medical expenses after available PIP benefits are exhausted. Coverage depends on your policy and its limits. Bring your policy information so our team can help review the billing options.

Yes. You can contact us to request an evaluation even without health insurance. Eligible PIP benefits may help pay for accident-related care. We’ll review your available coverage and explain payment arrangements.

That depends on your coverage. Deductibles, remaining benefits, and other policy requirements can affect what you owe. Our team will explain any expected costs before treatment and let you know if coverage changes during care.

No. A medical referral is not necessary for chiropractic care when using Massachusetts Personal Injury Protection (PIP) benefits. You can schedule directly with our office. Call us with your accident and insurance information, and we’ll help check your available benefits and explain the claim process.

Yes. With your permission, our team can coordinate relevant treatment records and billing information with your attorney. You can also contact us for an evaluation if you do not have an attorney.

Yes—you can still come in for an evaluation and treatment when appropriate. If you were a passenger in an Uber, Lyft, or taxi, Massachusetts PIP benefits can help cover accident-related medical care, much as they do after a personal-car accident. Bring any trip receipt and claim information you have; our team will help check the coverage and explain what is needed. Drivers have rights too, and in most cases have coverage. Call our office with your accident details so we can help check which benefits apply.

Eligible accident-related chiropractic care may be covered through available PIP benefits. Coverage depends on the policy, claim circumstances, remaining limits, and whether the service meets coverage requirements. Learn about our non-surgical auto injury care or find your auto insurer.